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Published:September 28, 2026
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Article By
Srujan YeletiFounder
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Planning to Study in USA in 2027? An Overview of Fees, Visas, and OPT for Indian Students  

Planning to study in USA for Indian students in 2027? The United States remains one of the most popular destinations for Indian students because of its wide range of universities, flexible courses, research opportunities and post-study practical training options.

According to the latest Open Doors 2025 data, 363,019 Indian students studied in the USA during 2024/25, making India the largest source of international students in the country.

If you are planning for 2027, understanding fees, scholarships, F-1 visa requirements, application timelines and OPT can help you prepare well in advance.

Study in USA for Indian Students 2027

Factor  

Key Information  

Main student visa  

F-1  

Major intake  

Fall, although intakes vary by university  

Tuition fees  

Vary by university, course and degree  

Living costs  

Depend on city and lifestyle  

Scholarships  

University and external scholarships available  

Regular OPT  

Eligible students may qualify for a maximum of 12 months of OPT.  

STEM OPT  

Up to an additional 24 months for qualifying STEM OPT students  

Ideal preparation time  

12–18 months before enrollment  

EducationUSA recommends starting your U.S. study research 12–18 months before the academic year in which you plan to enroll.

Why Study in USA in 2027?

Indian students can choose from thousands of programs across technology, engineering, business, sciences, healthcare and other fields.

Popular courses include:

  • Computer Science

  • Artificial Intelligence

  • Data Science

  • Engineering

  • Cybersecurity

  • Business Analytics

  • Finance

  • Biotechnology

  • Public Health

STEM programs are particularly popular among international students. Open Doors reported that 57% of international students in the USA studied STEM fields in 2024/25.

However, the right course depends on your academic background, budget and career goals.

What Budget Should Indian Students Plan for Studying in the USA?

There is no fixed cost for studying in the USA. Your total expenses usually include:

  • Tuition fees

  • University fees

  • Accommodation

  • Food

  • Health insurance

  • Transportation

  • Books and supplies

  • Personal expenses

  • Travel costs

Tuition varies considerably between public universities, private universities and different programs. Living expenses also depend heavily on location.

Therefore, when comparing universities, calculate the total annual cost, rather than looking at tuition alone. EducationUSA also recommends considering tuition, fees and living expenses when planning your budget.

How Can Indian Students Reduce Costs?

Students can explore:

  • University scholarships

  • Merit-based scholarships

  • Need-based financial aid

  • Graduate assistantships

  • Research or teaching assistantships

  • Community college transfer pathways for eligible undergraduate students

EducationUSA provides resources for international students looking for financial-aid opportunities.

What Scholarships Can Indian Students Get to Study in the USA in 2027?

Scholarship opportunities can vary based on the university, course, and eligibility criteria. Indian students should check each university's official financial-aid page before applying.

A strong scholarship application may highlight:

  • Academic performance

  • Research experience

  • Projects

  • Leadership

  • Extracurricular activities

  • Internships

  • Strong essays and recommendations

Start researching scholarships early because deadlines can vary and some funding opportunities have separate application requirements.

F-1 Visa for Indian Students

Indian students enrolled in academic programs at U.S. colleges and universities generally use the F-1 student visa .

The general process is:

University admission → Form I-20 → SEVIS registration → DS-160 → Visa application → Interview

The U.S. Department of State states that students must first be accepted by a SEVP-approved school. After acceptance, the student receives Form I-20 and can proceed with the student visa process.

The current F student visa application processing fee is $185, while the current I-901 SEVIS fee for F students is $350. These amounts can change, so students planning for 2027 should verify the latest fees before payment.

Which Documents Are Required for an F-1 Visa for Indian Students?

Indian students should generally prepare:

  • Valid passport

  • DS-160 confirmation

  • Form I-20

  • SEVIS information

  • University admission documents

  • Academic records

  • Test scores, where applicable

  • Financial documents

  • Any additional paperwork requested during the visa interview

Students should be prepared to explain their course choice, university selection and education funding accurately.

What Is OPT for Indian Students?

OPT (Optional Practical Training) allows eligible F-1 students to gain temporary practical training related to their field of study.

Eligible students can generally receive up to 12 months of regular OPT. Students who meet STEM OPT requirements may qualify for an additional 24 months, potentially allowing up to 36 months of practical training in total.

STEM OPT is not automatically available to every technology or science student. Eligibility depends on the qualifying degree and other requirements, including applicable employer conditions.

Students should confirm their eligibility with their university's Designated School Official (DSO) and current USCIS/ICE guidance.

Staying Connected in the USA as an Indian Student

Moving to the USA for higher education involves more than arranging university admission, accommodation and a student visa. Indian students should also think about practical essentials such as mobile connectivity, especially during their first few days after arriving in the country.

A reliable mobile connection can help students communicate with their university, accommodation provider, friends and family, use maps and transportation apps, and manage day-to-day activities after arrival.

Students can explore U.S. mobile connectivity options before travelling. Unlimit Mobile offers mobile connectivity options for the USA, including SIM and eSIM options, which can be useful for international students planning their move to the country.

Before selecting a mobile plan, students should check their phone's compatibility , network coverage, data requirements and whether their device supports eSIM.

For students who want to explore their connectivity options before travelling, they can visit Unlimit Mobile and review the available USA plans.

2027 Application Timeline for Indian Students

For students targeting a 2027 intake, a practical timeline is:

2026: Research universities, shortlist courses, prepare tests and documents, and research scholarships.

Late 2026–Early 2027: Submit university and scholarship applications according to individual deadlines.

After admission: Accept your offer, complete university requirements and obtain your Form I-20.

Before departure: Complete the visa process, arrange accommodation and prepare for travel.

Before departure, students can also arrange essential services such as mobile connectivity. Setting up a suitable U.S. SIM or eSIM in advance can help students stay connected with their university, family and accommodation provider as soon as they arrive. Unlimit Mobile is one option students can explore for U.S. mobile connectivity.

Because deadlines vary, always check the official university website for the exact application date.

Final Thoughts

Early preparation is crucial for Indian students who intend to study in the United States in 2027. Start by choosing the right course, comparing universities and calculating the complete cost of education. Then research scholarships, prepare your application and understand the F-1 visa and OPT requirements.

Along with university applications and visa preparation, students should also plan practical aspects of moving to the USA, including accommodation, transportation and mobile connectivity. Arranging a suitable SIM or eSIM before or around the time of arrival can make it easier to stay connected with family, university staff and other important contacts. Students can explore services such as Unlimit Mobile when planning their U.S. mobile connectivity.

Most importantly, verify 2027 university deadlines, visa fees and immigration rules from official sources, as these details can change over time.

Frequently Asked Questions

How much does it cost Indian students to study in the United States?

Costs vary by university, program and location. Students should calculate tuition, fees, housing, food, insurance and personal expenses together.

What kind of student visa should Indian students apply for in order to study in the United States?

Indian students pursuing academic programs at U.S. colleges and universities generally use the F-1 student visa.

How Many Months of OPT Can Indian Students Get in the USA?

Eligible students can generally receive up to 12 months of regular OPT. Qualifying STEM students may receive an additional 24-month STEM OPT extension.

Can Indian students get scholarships in USA?

Yes. Universities and external organizations offer scholarships and financial-aid opportunities, but eligibility and deadlines vary.

When should I begin applying to institutions in the United States for 2027?

Ideally, start researching 12–18 months before enrollment. For a 2027 start, beginning your preparation during 2026 is a practical approach.

Should Indian Students Get a SIM or eSIM Before Travelling to the USA?

Getting a U.S. SIM or eSIM before travelling can be useful for students who want mobile connectivity immediately after arriving in the country. Students can compare options based on their phone compatibility, coverage, data requirements and budget. Unlimit Mobile offers USA mobile connectivity options that students can explore before their move.

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